Payment Methods

Payment Policy

At WearFed, we are committed to providing a secure, transparent, and convenient shopping experience. This Payment Policy explains the payment methods we accept, how payments are processed, and how your payment information is protected.

1. Accepted Payment Methods

We currently accept the following payment method:

* PayPal

Additional payment methods may be introduced in the future and will be displayed at checkout when available.

All payments are processed in **British Pounds Sterling (GBP)**.

2. Payment Processing

When you place an order on our website, payment is collected immediately at the time of purchase.

Your order will only be processed after successful payment authorization. If payment cannot be verified or approved, your order may be delayed, cancelled, or declined.

WearFed reserves the right to refuse or cancel any order suspected of fraud, unauthorized activity, or violation of our Terms of Service.

3. Secure Payments

Protecting your personal and financial information is extremely important to us.

Our website uses industry-standard **SSL (Secure Socket Layer) encryption technology** to protect information transmitted during the checkout process.

You can verify that your connection is secure by checking for:

* A padlock icon in your browser's address bar
* The "https://" prefix in the website URL

All payment transactions are processed through trusted and secure third-party payment providers.

4. PCI Compliance

Payment processing services used by WearFed comply with the **Payment Card Industry Data Security Standard (PCI DSS)**.

PCI DSS is a globally recognized security standard designed to protect payment information and reduce the risk of fraud.

WearFed does not store, retain, or have direct access to your complete payment details.

5. Your Payment Information

For security reasons, we cannot view or access your full payment credentials.

After a transaction is completed, we may only have access to limited information, including:

* Order details
* Billing information
* Shipping information
* Transaction confirmation provided by the payment processor

All sensitive payment information is handled directly by secure payment providers.

6. Currency

All product prices displayed on WearFed are listed in **GBP (£)**.

If you are purchasing from outside the United Kingdom, your bank or payment provider may apply currency conversion fees or international transaction charges. These fees are determined solely by your financial institution and are not controlled by WearFed.

7. Taxes and Duties

Product prices displayed on our website include applicable UK taxes where required by law.

For international orders, customers may be responsible for import duties, customs fees, taxes, or other charges imposed by their local authorities. These charges are not included in the purchase price unless otherwise stated.

8. Payment Verification and Fraud Prevention

To protect our customers and prevent unauthorized transactions, all orders may be subject to security and verification checks.

If unusual activity is detected, we may:

* Request additional verification information
* Contact you to confirm your order details
* Delay shipment until verification is completed
* Cancel the order if verification cannot be completed

These measures help maintain a secure shopping environment for all customers.

9. Refunds

Approved refunds will be issued to the original payment method used during checkout.

Refund requests are handled in accordance with our Refund Policy.

Once a refund has been approved and processed, the time required for funds to appear in your account will depend on your payment provider and financial institution.

For complete details regarding returns and refunds, please refer to our Refund Policy.

10. Payment Issues

If you experience difficulties while making a payment, please ensure that:

* Your PayPal account is active and functioning correctly
* Your billing information is accurate
* Your payment provider has not declined the transaction
* Your account contains sufficient available funds

If the issue persists, please contact us and we will be happy to assist you.

11. Privacy and Data Protection

We respect your privacy and are committed to protecting your personal information.

WearFed does not sell, rent, or share customer payment information with third parties except where necessary to:

* Process payments
* Fulfil orders
* Comply with legal obligations

For more information about how we collect, use, and protect your information, please review our Privacy Policy.

12. Contact Information

**Store Name:** WearFed

**Business Name:** ________________________

**Business Address:** ________________________

**Email:** ________________________

**Phone:** ________________________

**Customer Support Hours:** ________________________

**Response Time:** We aim to respond to all enquiries within 1–2 business days.

By placing an order on WearFed, you acknowledge and agree to the terms outlined in this Payment Policy.